Use Cases
Marketplace

End-to-end payments for marketplaces

Ryft unifies marketplace payments so you can focus on growth. Get all the tools you need to onboard sellers, automate split payments, and maintain PSD2 compliance.

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What are marketplace payments?

Every business is unique, but marketplaces handle particularly complex payment flows and demanding regulatory compliance. The most important step to payments for marketplace is knowing your requirements:

Split Payment Processing

Manage multiparty payments and automatically send funds to sellers, while collecting your fees in the process.

Flexible Fee Structure

Set custom commission rates per seller, category, or transaction and get complete control over payment processing fees.

Instant Vendor Setup

Streamline seller registration with sign-up URLs for automated KYC/AML verification and vendor onboarding.

White-Label Payment Gateway

Maintain your brand throughout the payment flow for a seamless user experience with your sellers and buyers.

Delayed & Recurring Payments

Hold, release and schedule payments based on your marketplace terms and conditions.

Our features

Automated
payment flows

  • Customise rates for split payments

  • Offer recurring billing

  • Access real-time transaction monitoring

Strong customer authentication

  • Support 3D Secure 2.0

  • Prevent fraud and reduce chargebacks

  • PSD2 compliant payment processing

Simplified vendor onboarding

  • Onboard sellers quickly

  • Automate KYC/AML checks

  • Provide a self-service portal

Conditional payout rules

  • Set customisable terms for funds in escrow

  • Build buyer seller trust

  • Earn interest on escrow accounts

Implementation

Our API makes embedded payments straightforward

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Buyer
Seller
Buyer
Seller
Platform
Buyer
Seller
Platform
1{
2    "amount": 7500,
3    "currency": "GBP",
4    "customerEmail": "example@ryftpay.com",
5    "captureFlow": "Manual",
6    "metadata": {
7        "orderId": "1"
8    }
9}
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1{
2    "amount": 7500,
3    "currency": "GBP",
4    "customerEmail": "example@ryftpay.com",
5    "captureFlow": "Manual",
6    "platformFee": 75,
7    "metadata": {
8        "orderId": "1",
9        "sellerId": "202"
10    }
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1{
2    "amount": 500,
3    "currency": "GBP",
4    "customerEmail": "example@ryftpay.com",
5    "metadata": {
6        "orderId": "1"
7    },
8    "captureFlow": "Manual",
9    "splits": {
10        "items": [
11            {
12                "accountId": "ac_4e27aa25-f306-47ff-a5bb-a2a1660dd9ef",
13                "amount": 200,
14                "fee": {
15                    "amount": 50
16                }
17            },
18            {
19                "accountId": "ac_08df1f57-3ed9-4b10-b1ce-f3d772303611",
20                "amount": 300,
21                "fee": {
22                    "amount": 60
23                }
24            }
25        ]
26    }
27}
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Discover Ryft

Fast Implementation

Configure and deploy your platform's payment system with ease using our platform, designed for quick and seamless integrations.

Built for Growth

Future-proof your marketplace payments with an infrastructure that scales with you. Our platform handles everything from simple payments to complex multi-party transactions.

Enterprise Security

Leverage advanced fraud detection, strong customer authentication, and real-time transaction monitoring, allowing you to focus on growing your business with confidence.

Regulatory Compliance

As an Authorised Payment Institution regulated by the Financial Conduct Authority (FCA), Ryft ensures full compliance with critical standards, including PCI DSS Level 1 and PSD2.

Why marketplaces choose Ryft:

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  • Save up to 70% on payment processing fees

  • FCA authorised with PSD2 compliance built-in

  • 24/7 UK-based support