Payment solutions
for marketplaces and platforms
Say hello to unified payment processing with Ryft. Accept payments online and in person, manage subscriptions and delays, automate split payments, and monetise transactions all from one integration.
Payment Processing
Accept payments from all major cards and preferred payment methods including: American Express, Visa, Mastercard, Apple Pay and Google Pay.
Split Payments
Automate split payments, customise commission rates and hold funds until conditions are met, ensuring scalable and secure payments for marketplaces.
Embedded Payments
Leverage embedded payments to generate revenue from transaction fees by monetising payments processed through your platform.
Regulatory Compliance
Focus on growing your business while Ryft handles regulation. Process payments with full KYC/AML, PSD2 and PCI DSS compliance.
We partner with top-tier digital payment providers
Ryft is regulated by the Financial Conduct Authority (FCA)
Ryft is compliant with the Revised Payment Services Directive (PSD2)
Ryft is a certified PCI DSS Level 1 Service Provider
merchants live
satisfaction rate
uptime
Secure payment processing that supports growth while maintaining security.
Payment Methods
Accept payments from all major credit and debit cards, support digital wallets and enable multi-currency transactions for cross-border commerce.
Top-Tier Security
PCI DSS Level 1 certified for maximum security, and advanced 3DS 2.0 implementation for Strong Customer Authentication.
Payment Analytics
Get full transparency over transaction status, payment data and flow of funds with Ryft's comprehensive reporting.
Complex payment flows simplified, so you can focus on growth.
Split Payments
Assign custom rates per seller, item or transaction and automatically deduct fees and commissions in real-time for frictionless marketplace payments.
Delayed Payments
Configure holding periods and rule-based release triggers for conditional delayed payments that build trust and mitigate fraud.
Recurring Billing
Set billing intervals for recurring payments, automate subscription management and use retry logic for failed payments
Unlock new revenue streams with embedded payment processing.
Embedded Payments
Platforms and marketplaces can generate revenue with embedded payments by monetising every transaction.
Unified Experience
Process payments with a native checkout experience, white-labelled for your brand and optimised for conversion.
Compliance Handling
Streamline your regulatory compliance and onboard sellers with confidence using our built-in KYC/AML flow.
Transform your marketplace payments infrastructure
With an enterprise-grade technology designed for reliability and scale.
Integrate
Leverage modern restful APIs and SDKs for Web, iOS and Android with webhooks for real time notifications. View developer docs.
Scale
99.9% uptime and failover to protect each payment so that you can scale without breaking a sweat. Explore product features.
Secure
Your data deserves enterprise grade security. That’s why we’re PCI DSS Level 1 certified and protected by end-to-end encryption and tokenization.
"The onboarding process was seamless and customer support has been superb which has created an environment where results have followed along the same lines”
"Working with Ryft has been a breath of fresh air. Their collaborative approach and willingness to adapt make them the perfect partner for companies with ambitious growth goals."
"We needed another payment platform that allowed us customisability and price flexibility," explains Chloe, Co-founder & CEO of Tuft Global. "Most importantly, we wanted to be seen as a partner and not just another cog in the wheel."
“Ryft has been a great relationship to have. We can focus on growth while our payments are handled. Their support is fantastic, and they’re always there when we need them”
Why do marketplaces choose Ryft?
Dedicated customer service
Volume-based pricing
Purpose built technology
Payfac compliance
Frequently asked questions
Ryft is purpose-built specifically for UK and European businesses. Unlike global processors like Stripe Connect or PayPal Braintree, Ryft was founded by operators who experienced payment friction firsthand while scaling their own platform. With FCA licensing, deep regional compliance expertise for PSD2 and UK regulations, and features like automated split payments and omnichannel capabilities built in from day one, Ryft delivers what growing businesses actually need. Volume-based pricing typically saves up to 70% compared to Stripe, with 24/7 human support from payment experts who understand platform-specific challenges.
Ryft is a UK-based Payment Services Provider (PSP) that offers embedded payments for marketplaces, platforms and retailers. We provide payment solutions that help businesses accept payments, manage recurring billing, automate split payments, onboard sellers, access escrow services, and generate revenue from transactions they process. Unlike traditional payment processors, we offer purpose-built solutions for marketplace payments and platform payments.
Ryft is a popular Stripe alternative offering competitive pricing and dedicated account management from real people with same day responses. Over 1,500 businesses have already implemented Ryft, and those that have switched from Stripe are reporting remarkable savings of up to 70%. Ryft is regulated by the FCA and is PSD2 compliant with PCI DSS level 1 certification.
In business, split payments refer to the process of automatically dividing transactions between multiple parties - essential for the marketplace model and platform businesses. Ryft's split payment solutions handle complex multi-vendor payment flows with custom commission rates, automatic fee deductions, and rapid payouts.
Split payments work through automated rules you set up in advance. When a transaction occurs: 1. Customer pays the full amount 2. Ryft automatically calculates splits based on your rules (seller amount, platform commission, fees) 3. Payments are split in real-time and distributed to designated accounts as per your preferred schedule. Our system handles complex scenarios like delayed payments with escrow, variable commission rates per seller, and multi-currency splits.
Marketplace payments are the systems and processes that enable money to flow between key stakeholders within the marketplace model (buyers, sellers and marketplace operators). These systems must handle complex requirements like seller onboarding, split payments, recurring billing, delayed payments, escrow services, compliance management, and transaction monetisation. Ryft's payment solutions include everything needed for marketplace payments, all with full regulatory compliance.
Depending on your requirements; the best payment gateways combine specialised features, regulatory compliance, scalable payment flows and volume-based pricing. Ryft offers purpose-built marketplace payment solutions including automated split payments, seller onboarding, escrow services, embedded payments, and much more. See why clients choose Ryft over alternatives like Stripe Connect and Adyen.
Splitting payments between platforms and vendors requires configuration of automated rules for commission rates, fee structures, and payout schedules. With Ryft, you can set custom commission rates (per seller, item, or transaction type), automatically deduct platform fees, and manage vendor payouts through our split payment solution. Our platform handle complex scenarios including delayed payments, multi-currency splits, and all compliance requirements.